The problem with viewing everything through rose-colored glasses is that it blinds you to reality sometimes. Like the fact that you just blew 300 bucks on rose-colored glasses. For really seeing the world as it is though, nothing beats dramatic wall-sized picture windows.
Credit (from Latin credere translation. "to believe") is the trust which allows one party to provide money or resources to another party where that second party does not reimburse the first party immediately (thereby generating a debt), but instead arranges either to repay or return those resources (or other materials of equal value) at a later date. The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower.